The pain at the pump is real, and it’s not going away anytime soon. Florida drivers have paid as much as 84 cents more per gallon compared to last year as global tension keeps prices anything but predictable. Prices ease, then climb again, and drivers are left feeling it every time they fill up.
The good news is you don’t need to refinance your car to fight back. A few simple habit changes can shave cents off the price of every gallon, and those cents add up fast.
Did you know driving smarter actually helps you save? The U.S. Department of Energy says speeding, rapid acceleration and hard braking all negatively impact a vehicle’s fuel economy. At 50 mph and above, your mileage plummets. Aggressive driving also puts unnecessary strain on a car’s parts. Overloading systems can lead to expensive and frequent need for maintenance.
Extra weight and cargo will force your car to burn more fuel. Roof boxes weigh your car down and increase drag. Take out the extra weight and store it to avoid extra trips to the gas station.
Also take into consideration how much your engine idles: when your engine is on, but your car is not moving. It’s essentially burning money. So, when you’re parked, turn off your engine until you’re ready to go.
Car maintenance is also an indicator of gas mileage. Check your tire pressure and get oil changes regularly. Remember to replace your air filters. These practices allow for smooth operation and steady performance, thus supporting fuel economy.
You can also shop strategically at the pump to save money. It may take time, but comparing gas station prices and doing research on loyalty programs can help you save. If you have a gas station you visit repeatedly, it might be worth looking into its loyalty program. Even your favorite grocery store may have a partnership with a gas station. Consider signing up for a Costco or BJ’s membership to get access to their gas pumps.
You can also use apps that compare prices in your area. Phone apps like Waze, AAA Mobile and GasBuddy help you find the lowest gas prices where you live. Other apps like Upside and Checkout 51 give you cash back on your gas purchases.
If you’re able, purchasing Top Tier gas, which is just about 3 cents more per gallon, supports cleaner operation and protects long-term engine performance, saving you on car repairs in the future.
For those who use their credit card for everyday expenses, check and see if your card also includes a rewards program on certain purchases. If it does, use it strategically to pay for travel and gas. The extra points you earn can ultimately save you valuable dollars. But don’t forget to pay your credit card balance in full each month.
Prices will fluctuate with global events, but good habits stick around during good and bad times. First, Florida Credit Union is here to help you make the most of every dollar, at the pump and everywhere else.
Ready to put your spending to work? Learn more about First Florida’s rewards credit card options and start earning back a little of what you spend at the pump.
