CarePlus Health Plans Inc., a Florida-based provider of Medicare Advantage plans, has announced enhancements to its Medicare Advantage plans for 2025. The plans, benefits and resources are part of CarePlus’ ongoing commitment to improving health outcomes across the state.
“Our top priority is to provide affordable health care solutions that cater to the individual needs of our members,” said Steven Ruiz, president of CarePlus Health Plans. “As we enter our 25th year exclusively serving Florida’s Medicare-eligible population, we are excited about how our health plan options in 2025 will help contribute to our members’ overall well-being.”
New for 2025:
- Expanded Access: The CareAccess (HMO) plan will be available across all service areas, following its initial launch in Orlando and Daytona. This plan allows members to see in-network specialists without needing a referral, enhancing health care flexibility
- Easing Financial Burdens: CarePlus’ Part B premium giveback benefit will be included on more than 65% of CarePlus plans for 2025. It reduces the amount members pay for Medicare Part B.
- $0 Premium on All Plans: CarePlus members will not have to pay an extra premium for their Medicare Advantage plan in 2025.
- Roll-Over Funds: On CarePlus plans that include it, CareEssentials Allowance funds will roll over if unused at the end of each month, providing greater flexibility and spending power for essential purchases like groceries, utilities and rent.
- New Chronic Condition Plan: The CareComplete (HMO C-SNP) plan is for people managing diabetes, cardiovascular disorders or congestive heart failure. It is available in all CarePlus service areas and includes a $215 monthly CareEssentials Allowance.
- Enhanced Support for those who have both Medicare and Medicaid: An over-the-counter allowance will be added to the spending card on the CareNeeds Platinum (HMO D-SNP) plan. To ensure accessibility, it can be used at participating retailers or through CenterWell Pharmacy for mail delivery at no additional cost.
Also Available on Most CarePlus Plans:
- Robust Dental Coverage: $0 copay for services including dentures, extractions and fillings, with access to over 100,000 dentists nationwide.
- Vision and Hearing: Includes allowances for eyewear and hearing aids.
- Medical Coverage: $0 copay for primary care, podiatry, acupuncture and chiropractic visits as well as a free meal delivery program after overnight hospital stays.
- Affordable Prescription Drugs: $0 copay for Tier 1 drugs on all Medicare Advantage Prescription Drug plans — and a $2,000 maximum limit on out-of-pocket costs for covered drugs.
- Wellness Programs: Access to SilverSneakers, free transportation to select locations and a $50 gift card reward for completing certain healthy activities.
For more information on enrolling in a CarePlus Medicare Advantage plan during Medicare’s Annual Enrollment Period from Oct. 15 to Dec. 7, Florida residents can go to www.CarePlusHealthPlans.com or contact a licensed CarePlus sales agent at 1-855-450-1352 (TTY: 711).
