New St. Johns County Chamber of Commerce member John Kersey, a mortgage loan originator with OVM Financial, celebrates his new office in Ponte Vedra Beach by participating in a ribbon-cutting ceremony with his team and Chamber representatives on May 9. OVM Financial is an independently owned and operated retail mortgage lender serving Virginia, North Carolina, South Carolina, Georgia, Tennessee, Maryland, Florida, Colorado and Texas with plans for continued expansion in new markets. The business has several branches and satellite office locations with the bulk of its operations team located at the corporate headquarters in Chesapeake, Virginia. For four years running, the company has been recognized by Inc. 5000 as one of America’s fastest-growing private companies. The new Ponte Vedra Branch is located at 822 North A1A Highway, Suite 310.